Flood
Parts of Surrey lie close to the Thames, the Wey and the Mole, and homes near these rivers have flooded in wet winters such as 2013–14. We manage flood claims from drying out to final settlement.
Find out moreSouthern office · Cobham, Surrey
Our Southern office in Cobham helps homeowners, landlords and businesses across Surrey, London and the whole of the South of England with fire, flood and other insurance claims. We work for you, not your insurer.

When a fire, flood or escape of water damages your property, our loss assessors take the stress out of the claim. We prepare, present and negotiate it for you, working with your insurer so you receive everything you're entitled to.
Being based in Cobham means your loss assessor is close at hand to inspect the damage, meet your insurer's loss adjuster at the property and keep an eye on the repairs as they progress.
Our Southern office is part of Independent Claims Consultants, which has managed insurance claims for more than 30 years, with our head office in Hale, Cheshire.
From our office in Cobham we work with homeowners, landlords and businesses throughout Surrey, including:
Our Southern office covers the whole of the South of England, and we work nationwide. Wherever your property is, call us on 0161 904 7800.
Parts of Surrey lie close to the Thames, the Wey and the Mole, and homes near these rivers have flooded in wet winters such as 2013–14. We manage flood claims from drying out to final settlement.
Find out moreBurst pipes and leaks are among the most common home insurance claims, and older properties can hide damage under floors and behind walls. We make sure all of it is found and claimed for.
Find out moreFrom kitchen fires to serious house fires, we guide you through every decision and make sure smoke and soot damage is fully included in your claim.
Find out moreHigh winds and falling trees can damage roofs, walls and contents. We arrange emergency works and present a complete claim for the damage.
Find out moreFor Surrey businesses, we calculate and claim your lost income while your premises are restored.
Find out moreIf a let property is damaged, we handle the claim and the reinstatement, and claim for the rent you lose while it can't be let.
Find out moreLoss Assessor
Southern office, Cobham
"Every client is assigned a dedicated loss assessor. Their experience will ensure your claim is run smoothly and efficiently."
Loss Assessor
Southern office, Cobham
One of our dedicated loss assessors, managing claims for homeowners, landlords and businesses from first visit to final settlement.
Quick answers to what people in Surrey ask us most.
No. Our Southern office in Cobham covers the whole of the South of England, from Kent and Essex to Cornwall, including London. Independent Claims Consultants also works nationwide, so wherever your property is, call us on 0161 904 7800.
Yes. Your loss assessor will inspect the damage, review your policy and, where it helps your claim, meet your insurer's loss adjuster at the property.
At the earliest opportunity. The start of your claim is the best time, because that's when your insurer instructs a loss adjuster to act on its behalf, not yours. If you appoint a loss assessor after the adjuster's report has gone in, it can be much harder to challenge.
Your first consultation is free and there's no obligation. We work on a no win, no fee basis, so we don't get paid until you do. Call us and we'll talk you through how our fees work for your claim.
Get your first consultation free with our Southern office team. No win, no fee.
Lines open Monday to Friday, 9am to 5pm.