Advice centre

Practical help for your claim

Clear guidance on what to do after a fire or flood, how to deal with your insurer's loss adjuster, and the terms you'll come across along the way.

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Guides

Insurance claim guides

Written by our loss assessors to help you protect your claim from day one.

What to do after a fire

A step-by-step checklist for the first hours and days after a fire, and the mistakes to avoid.

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What to do after a flood or leak

How to stay safe, limit the damage and protect your claim after flood or escape of water.

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Questions your loss adjuster may ask

What a loss adjuster will ask you, why they ask it and how to answer.

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Loss adjuster vs loss assessor

Who they work for, what they do and why it pays to have your own representation.

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Underinsurance explained

How being underinsured can reduce your settlement, and how to check your cover.

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My insurance claim was rejected: what now?

Why claims are turned down or reduced, how to challenge the decision and where to complain.

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How much does a loss assessor cost?

How loss assessor fees work, what no win, no fee means and when it's worth appointing one.

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Alternative accommodation after a fire or flood

What your policy may pay for if you can't live at home, and how to make sure it's arranged properly.

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How long does an insurance claim take?

The stages of a property claim, what slows it down and how to keep yours moving.

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Insurance claim glossary

Plain-English definitions of the terms you'll hear during a claim.

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Need help with your claim?

Speak to an experienced loss assessor for free, no-obligation advice. No win, no fee.

Lines open Monday to Friday, 9am to 5pm.