We represent homeowners, landlords and businesses across the UK, managing every kind of property insurance claim from start to finish.
Homeowners
Getting you back home
The aftermath of a fire, flood or break-in can have a huge emotional impact on you and your family, and dealing with an insurance claim on top is a lot to ask. Your dedicated loss assessor takes it on for you.
We secure your property and organise urgent works.
Alternative accommodation
Somewhere to stay while your home is put right.
Buildings and contents
We identify the full extent of the damage to both.
Drying and sanitising
Thorough drying so damp and dry rot don't follow.
Repairs overseen
We appoint and supervise surveyors and contractors.
Full negotiation
We negotiate your settlement with the insurer and its adjuster.
Businesses
Keeping your business trading
Damage to your premises can put your whole business at risk. Insurers won't pay until they're satisfied they're liable and that you've met your policy conditions, and delays can hit cash flow hard. We take control of the claim so you can focus on your customers.
We make sure damaged stock and equipment are fully valued.
Ready for liability
Everything in place for the moment your insurer accepts liability.
Back to trading
We work to get you operational again as quickly as possible.
Legal specialists
Expert support when an insurer resists your claim.
Landlords
Protecting your rental income
When a let property is damaged, you're dealing with tenants, lost rent and your insurer all at once. We handle the claim and the reinstatement so the property can be lived in again.
We claim for the rent you lose while the property can't be let.
Multi-tenancy properties
Experience with complex buildings and several tenants.
Reinstatement
Our associate building company can carry out the repairs.
Full negotiation
We deal with the insurer so you don't have to.
Claim types
Types of claim we manage
We handle every kind of property damage claim. Here are the most common.
Fire and smoke
After a fire you'll face a number of critical decisions, and each one affects the outcome of your claim. We guide you through the whole fire claims process, from securing the building to restoring it, so you understand your options at every stage.
A flood means a complicated claim, contractors to engage and oversee, and an insurer to negotiate with. We manage all of it, and make sure your property is thoroughly dried and sanitised by an experienced restoration company.
Burst pipes, leaks and water ingress can cause damage that isn't always visible straight away. We make sure the full extent of the damage is found and included in your claim.
Storm damage to roofs, walls and contents needs fast action to stop further harm. We arrange emergency works and present a complete claim for the damage.
A break-in often means damage to doors, windows and locks as well as stolen belongings. We help you build a complete list of what was taken and claim for everything you've lost.
Subsidence claims are often long and technical. We work with specialist surveyors to establish the cause and extent of the movement, then negotiate the repairs and settlement.
Business interruption claims are rarely simple, and the way insurers present them can make them more complex. We calculate your loss accurately, protecting your business while the building is restored.
An insurer can refuse a claim if it believes you haven't kept to the policy conditions, the loss isn't covered, or it suspects fraud. That doesn't mean it's right. We represent you professionally and fight for the claim to be accepted and settled.
Underinsurance lets an insurer reduce a settlement severely, and it's more common than people think. Many people insure their property for what it's worth rather than what it would cost to rebuild. If you're worried, speak to us as soon as possible.
Commercial fire · Wales
Refused, then settled
The claim was refused by insurers. We were instructed and obtained an excellent settlement, which enabled the business to continue trading.
Commercial flood · Birmingham
Insurer reluctant to pay
The insurers weren't happy to pay the claim. Once our legal specialists were involved, we quickly and decisively reached an excellent settlement.
Get your first consultation free
Talk to an experienced loss assessor about your claim. No win, no fee.